Saturday, August 27, 2011

Instant Credit Help: 4 Simple Things You Can Do Today To Improve Your Credit

1. Become aware of your credit report
You can go online and find many websites that offer your credit reports. My favorite is creditkeeper. They will give you three reports which is important compared to one because most lenders will look at the middlescore to determine credit scores.

2. Check the accuracy of credit report
When you get your credit reports you need to check the accuracy of the reports. More then 80% of consumers say their credit reports verify inaccuracies.

3. Settle your debt
Be sure to understand exactly how much debt to you have and stay below 50% of your credit limit by settling your debt or paying it down. Your debt history on your report makes up around 35% of the way they grade you.

4. Certain accounts need to stay open
Don't close your accounts which contain valuable credit history on them. This is a nightmare for people who have tried to repair their own credit. Many people have been worst off attempting to fix their own credit. For real help and expert advice call 704-877-8739 ask for Wanda Strickfaden she was awarded credit consultant of the year for 2010.
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